工作職責:
Key objectives
Budgeting & Controlling analyst will be responsible for:
?Assisting in the development, implementation and control of the CRM Budgeting, and forecasting for assigned budget areas (primarily on product level) within a timeframe (weekly, monthly, quarterly, and yearly, etc.)
?CRM budgeting and financial models
?Controlling of baseline KPIs and smooth budget execution
?Controlling and monitoring of sales force incentive schemes
Duties and responsibilities
?Performs research and prepares CRM annual budget and forecasts.
oCompile and review budgets using actual performance, previous budget figures.
oPrepare forecasts using performance estimates with appropriately applied rates and factors
?Budget execution (distribution to organizational levels and its control and accountability) and its comparison to actual results and performance (YoY, YTD, MTD)
?Develops and prepares various analyses and simulations to advise management on the financial status of budgeted items (products), using information extracted from corporate and divisional BI systems and databases.
?Develops, prepares and maintains monthly budget deviation and forecast reports in relation to annual CRM budgets for budgeted products for senior management of the Division.
?Maintains the integrity of the CRM budget model. Reviews and refines assumptions (business, risk, etc.), and tests accuracy of the forecasts through periodic trend analysis and reconciliation of key data points.
?Conducts analyses that inform and facilitate executive-level decision making on issues of financial importance.
?Works closely with CRM Reporting team to ensure budget execution, internal reporting and data needs are being addressed effectively and in a timely manner.
?Creates spreadsheets and provides additional documentation to supplement the CRM budget submissions.
?Cooperates with different departments (finance, digital, telesales, etc.) to ensure coherent and smooth execution of processes.
?Deep knowledge of company customers, campaign results, portfolio data and business processes

任職資格:
Education/Experience
?Bachelor’s Degree with a strong concentration in Business, Statistics, Administration, Finance or Accounting required
?Minimum 2 years relevant, progressive work experience in a financial analysis or data analysis role (works directly with budgets and financial data)

Knowledge
?Good command in English – verbal and written communication skills
?Proficiency in Microsoft Office Suite. Highly advanced Excel skills (critical)
?Technical aptitude in PL/SQL (Preferably Oracle / SAS) - advantage
?Demonstrated high level of proficiency in analysis of large and disparate data sets
?Demonstrated proficiency in development of effective budgeting and financial models
?Experience in field of data analysis, reporting, CRM,
?Experience with data management and analysis/dashboard preparation
?Knowledge of banking/finance or loyalty programs area - advantage

Skills and Competencies
?Sound knowledge of budgeting and forecasting principles,
?Ability to develop budget models based on operational needs, consistent with the overall company budget framework.
?Ability to interpret, understand and implement complex financial datasets into simple and easy to understand business meaning and to initiate innovative ideas.
?Strong communication skills with the ability to establish and maintain effective working relationships with all levels of staff.
?Ability to handle multiple tasks, prioritize and work in a fast paced team environment.
?Ability to take initiative and work independently as well as cooperatively as a member of a team.
?Ability to work under time constraints and meet tight deadlines.
?Ability to plan, organize and manage work with minimal supervision and complete a number of tasks simultaneously for multiple management staff.
?Strong problem solving, research, analytical skills and business acumen
?Passion for learning and pro-activeness.

捷信集團(Home Credit B.V.)是國際領先的消費金融服務提供商（簡稱：捷信），業務遍及全球11個極具增長潛力的市場。成立于1997年，捷信主要向信用記錄缺失或很少的人群提供負責任的貸款，以及簡單、方便和快捷的消費金融服務。在每個運營的國家，捷信都致力成為當地市場的領先者。憑借豐富的跨國運營經驗和專業知識，捷信得以持續領先眾多的同行企業。通過提供安全和優質的貸款體驗，捷信積極地推動并擴展普惠金融覆蓋傳統銀行服務覆蓋不到的人群——我們的很多客戶都是首次借款人。捷信積極推動生活水平的提升，同時滿足借款人的金融需求。截至2016年6月，捷信擁有超過8.6萬名員工，累計服務超過5,990萬客戶。捷信擁有強大的業務網絡，包括超過21.5萬個貸款服務網絡點。

截至2016年12月，捷信在中國的業務已覆蓋29個省份和直轄市，312個城市，擁有63,000多名員工。捷信與迪信通、蘇寧等全國知名的零售商有非常好的合作關系，通過超過14萬個貸款服務網點，累計服務客戶超過2,500萬人次。

繼武漢和長沙客戶服務中心投入運營后，2016年9月，捷信正式啟用其在華投資的全新客戶服務中心 – 天津客戶服務中心。此前，捷信在華共設有武漢和長沙兩大客戶服務中心，共可容納8000名專業客服人員，日均服務量可達750,000次。隨著天津客戶服務中心全面投入運行，將有近15,000名客服人員為客戶提供7天無休的專業服務，服務能力和水平都將得到顯著提升。

作為銀監會批準設立的首批四家試點消費金融公司中唯一的外資公司，捷信消費金融有限公司, 其股東為國際領先的消費金融服務提供商捷信集團，于2010年底正式在中國開業，為中國的客戶提供消費金融服務。消費是促進中國經濟結構轉型的重要推動力。捷信消費金融有限公司積極響應國家擴大內需、大力發展消費金融的要求，通過為客戶提供安全、負責任的消費金融服務，持繼為中國的經濟發展和人民生活水平的提高做出貢獻。

捷信消費金融有限公司致力于成為負責任的消費金融服務提供商。通過金融知識講座、動漫和在線互動等多種形式，宣傳普及金融知識，培養并提高消費者對社會信用和負責任借貸的意識。本著對客戶負責的精神，捷信消費金融有限公司創新性地推出了貸款15天猶豫期的制度，為客戶提供安全和優質的貸款體驗。